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Hard Money Lenders Arizona

We are hard money lenders in Arizona that are extremely trustworthy, efficient, and experienced. If you need a hard money loan for your next commercial property acquisition, construction project, fix and flip, or buy and hold property in Phoenix let us work with you! Call today to get more information and submit your request for your funding.

Get Funded Today!

Hard Money Lenders Arizona

We are hard money lenders in Arizona that are extremely trustworthy, efficient, and experienced. If you need hard money for your next commercial property acquisition, construction project, fix and flip, or buy and hold property in Phoenix let us work with you! Call today to get more information and submit your request for your funding.

Top Rated Arizona Hard Money Lender on Google

Starting a fix and flip or rehab project? Local investors like you come to us all the time for hard money loans!

We can get you a hard money loan for all commercial aspects including acquisition, bridge loans, and/or refinancing.

Want to start building commercial or residential spaces? We will get funding for your land purchase and the construction costs!

If you are seeking the funds to buy and hold owner or non-owner occupied properties, we have the resources.

What Makes Us the Best Lender


Our turnaround times from application submission to getting funds in your possession are faster than anyone else! It’s our top priority. Business purpose loans can even be processed in as little as 24 hours!


We have a team of specialists that are the most professional and efficient in the area. They can give you information and answer questions at every step in the funding process. We center ourselves around the idea that communication is vital in hard money lending.


We are the only option you should consider for hard money lending because our business history and client feedback speaks for itself. We strive to make our clients extremely pleased with our services.


Based in Phoenix, Arizona means we know the area and market better than our competitors. When we learn about your goals we can connect you with your best option out of our local lenders to ensure your success.


Our history in the hard money lending world goes back 30+ years! We have seen every high and low point in the market so you can rest assured that we have the knowledge and diligence to get you funds ASAP.


A lot of our business comes from referrals because we prove to be trustworthy, communicative, and all around reliable in the hard money lending process.

Hard Money Loan Process: How It Works

1. Apply Online

It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

2. Get Approval

Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.

3. Loan Funded

In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

4. Pay Monthly

You make monthly payments to us via mail, phone or direct deposit. It’s that easy.

Why Hard Money Lenders Arizona?

Great Rates

Rates starting at 7.99%, up to 70% LTV and 1.75 lender points with no prepayment penalties.

Reputation Matters

We are proud to be a Better Business Bureau “A+” rated Accredited Business since 2010

Clients Love Us

We are a premier 5-star rated lender on Google and Yelp for a reason. We deliver as promised.

We Can Help

Poor credit, bankruptcy, foreclosure, self-employed or foreign national? No problem.


Loans Funded


Total Amount Funded

5-Star Rated Private Money Lenders

“I highly recommend Michael Iuculano at Hard Money Lenders AZ. He is always available to answer any questions and is highly efficient with getting the transaction done. He just helped my client close on a house with less money down and a better rate than what was quoted. His high level of professionalism is why I only use him, or recommend him to clients, for hard money needs. Thank you again Michael for all your continued help!”

“I highly recommend Michael for any hard money or investor loans!! Very competitive rates, no questions asked and no need to supply a bunch of unnecessary docs like traditional lenders. The whole transaction went very quick and very smooth. I look forward to doing business with them in the future.”

“Hard Money Lenders Arizona just funded our project in six days! My husband and I found an amazing foreclosure property that we knew would make our year financially, but had NO idea how we were going to fund it in time. The problem was that we only had about 20% of the money we needed to buy it. We spoke to Michael on Monday and we took possession of the property the following week. AMAZING!!!!! Thank you Michael and Hard Money Lenders. We referred you to our whole investment group at the last meeting.”

“This was a great experience. I’ve dealt with an eclectic group of lenders, i.e., traditional and hard cash, but no one, I reiterate no one, worked harder or more tenaciously than Mike Iuculano. I’ve been an attorney for 25 years and I wholeheartedly recommend Mike to my fellow bar members or to any one looking for someone who will go beyond the call of duty to secure the loan. Bravo Mike and thanks.”

What is Hard Money?

Hard money loans are extremely unique in that they use real estate as an asset with slightly higher interest rates. They do not rely on one’s credit history, and they typically come from private parties instead of traditional lenders like banks.

If you are familiar with bridge loans for commercial or investment properties, you already know something about hard money loans. Hard money loans can be used for residential properties, however, too!


Turnaround times can be as quick as 24 hours for business purpose hard money loans! Contact us today to discuss you options!


We do not require records like W-2s, tax returns, or pay stubs!  We can provide a hard money loan based on assets and stated income alone.


No credit history?  Low credit score?  That’s ok!  We will look at your assets and LTV ratio. Contact us today to discuss you options!


It is possible to receive as much as 85% LTV (loan-to-value) or LTC (loan-to-cost).  With specific circumstances, 90% may even be possible!

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This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
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