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Hard Money Private Lenders

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Hard Money Lenders Arizona

We are hard money lenders in Arizona that are extremely trustworthy, efficient, and experienced. If you need hard money for your next commercial property acquisition, construction project, fix and flip, or buy and hold property in Phoenix let us work with you! Call (480) 999-6183 today to get more information and submit your request for your funding.

Fix & Flips / Rehabs

Starting a fix and flip or rehab project? Local investors like you come to us all the time for hard money loans!

Commercial Hard Money

We can get you a hard money loan for all commercial aspects including acquisition, bridge loans, and/or refinancing.

New Construction / Land

Want to start building commercial or residential spaces? We will get funding for your land purchase and the construction costs!

Buy & Hold

If you are seeking the funds to buy and hold owner or non-owner occupied properties, we have the resources.

Arizona Hard Money Lenders

  • The Fastest Funding

    Our turnaround times from application submission to getting funds in your possession are faster than anyone else! It’s our top priority. Business purpose loans can even be processed in as little as 24 hours!

  • Effective Communication

    We have a team of specialists that are the most professional and efficient in the area. They can give you information and answer questions at every step in the funding process. We center ourselves around the idea that communication is vital in hard money lending.

  • Proven Results

    We are the only option you should consider for hard money lending because our business history and client feedback speaks for itself. We strive to make our clients extremely pleased with our services.

  • Arizona Locals

    Based in Phoenix, Arizona means we know the area and market better than our competitors. When we learn about your goals we can connect you with your best option out of our local lenders to ensure your success.

  • Industry Veterans

    Our history in the hard money lending world goes back 30+ years! We have seen every high and low point in the market so you can rest assured that we have the knowledge and diligence to get you funds ASAP.

  • Reliable

    A lot of our business comes from referrals because we prove to be trustworthy, communicative, and all around reliable in the hard money lending process.

What is Hard Money?

Hard money loans are extremely unique in that they use real estate as an asset with slightly higher interest rates. They do not rely on one’s credit history, and they typically come from private parties instead of traditional lenders like banks.

If you are familiar with bridge loans for commercial or investment properties, you already know something about hard money loans. Hard money loans can be used for residential properties, however, too!

Start your hard money loan application today! Call Us At (480) 999-6183 or click below

A Message From Clients Like You

“I highly recommend Michael Iuculano at Hard Money Lenders AZ. He is always available to answer any questions and is highly efficient with getting the transaction done. He just helped my client close on a house with less money down and a better rate than what was quoted. His high level of professionalism is why I only use him, or recommend him to clients, for hard money needs. Thank you again Michael for all your continued help!”

Sean F

“I highly recommend Michael for any hard money or investor loans!! Very competitive rates, no questions asked and no need to supply a bunch of unnecessary docs like traditional lenders. The whole transaction went very quick and very smooth. I look forward to doing business with them in the future.”

Anna N

“Hard Money Lenders Arizona just funded our project in six days! My husband and I found an amazing foreclosure property that we knew would make our year financially, but had NO idea how we were going to fund it in time. The problem was that we only had about 20% of the money we needed to buy it. We spoke to Michael on Monday and we took possession of the property the following week. AMAZING!!!!! Thank you Michael and Hard Money Lenders. We referred you to our whole investment group at the last meeting.”

Mary E

“This was a great experience. I’ve dealt with an eclectic group of lenders, i.e., traditional and hard cash, but no one, I reiterate no one, worked harder or more tenaciously than Mike Iuculano. I’ve been an attorney for 25 years and I wholeheartedly recommend Mike to my fellow bar members or to any one looking for someone who will go beyond the call of duty to secure the loan. Bravo Mike and thanks.”

p. Johnson
  • Fast Results

    Turnaround times can be as quick as 24 hours for business purpose hard money loans!

  • Stated Income

    We do not require records like W-2s, tax returns, or pay stubs!  We can provide a hard money loan based on your assets and stated income alone.

  • Bad Credit OK

    No credit history?  Low credit score?  That’s ok!  We will look at your assets and LTV ratio.

  • Up to 85% LTV/LTC

    For some, it is possible to receive as much as 85% LTV (loan-to-value) or LTC (loan-to-cost).  With specific circumstances, 90% may even be possible!

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
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