Arizona Hard Money Loan Programs
We provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more. Our loan experts can fund your Arizona hard money loan within 24 hours with very competitive rates and terms.
Bad credit is OK. We are willing to fund your loan based strictly on the asset value or LTV. We also accept stated income and don’t require pay stubs, W-2s, tax returns or other records. Most of our lenders and investors will lend up to 85% LTV or LTC, and in certain scenarios, we can even extend that to 90%.
If you prefer to email us, fill out the form below and an associate will contact you to review the loan scenario and provide a quote.
Important Considerations for Borrowers
For those who are thinking about taking out a hard money loan for real estate in Arizona, there are some important considerations to keep in mind throughout the process. Perhaps the most important is to ensure your personal guarantee on the loan, which is essentially your promise to the lender that you will pay the loan back on the terms upon which you have agreed. Keep in mind that if you don’t repay your loan according to those terms, you will likely default on it and may need to give up your personal assets or be brought to court.
This is another reason why taking the time to carefully research hard money lenders is so important; by doing so, you can make sure you’re entering into an agreement with a lender you can trust and who you can find agreeable terms to sign off on. Unfortunately, there are some dishonest lenders out there who will try to scam people out of their money, so it’s important to do your due diligence as a borrower to ensure you don’t end up in such a situation.
Contact Hard Money Lenders Arizona anytime, to speak with one of our very helpful and highly knowledgeable loan specialists about your property investment funding in Arizona
If Michael can't get the deal done, it's not getting done!
The speed at which Michael’s team worked at allowed us to close the deal in less than 3 weeks.
Ready to make the next deal, let’s go!
I highly recommend everyone to work with Michael and his team and insist on working with Laura, Michael’s loan processor’ whom without her diligence, our loan probably would’ve been delayed.
Together they are an amazing team.
Michael's assistant Lara made sure everything got done right, and on time. She is great to work with, and responded quickly to any question I had. Together they make a great team and I look forward to working with them in the future.
My wife and I were recently visiting Scottsdale for her birthday and had decided to look at a few homes. Nothing immediate, just getting ideas for the future. Then on the last day we run into the perfect new construction home, only problem is we weren't prepared to buy. Most of our long-term funding was tied up in our home back in Oregon and to complicate things further, the seller had another cash offer on the table and a ridiculously fast 3 week closing requirement to secure the property.
So, we took a leap of faith and called Hard Money Lenders with Barrett Financial and got Michael on the phone. That quickly took us from an impossible deal to closing on our new home in record time. Michael clearly communicated all the terms and numbers up front. And being such a rapid deal with a large amount of escrow on the line, he personally checked in with us daily.
We have worked with a lot of great people in the real estate and mortgage industries for over 30 years and have to say that Michael is one of the top professionals we have ever met. A true expert in mortgage and bridge loans / private lending. Even better, it was clear to us every day that Michael truly cares about his clients. Best phone call we could have ever made.
Thank you, Michael and Lara, for helping us make this North Scottsdale dream a reality!
Saleh.
Steven
Getting Approved for a Hard Money Loan
For those who are thinking about taking out a hard money loan for real estate in Arizona, there are some important considerations to keep in mind throughout the process. Perhaps the most important is to ensure your personal guarantee on the loan, which is essentially your promise to the lender that you will pay the loan back on the terms upon which you have agreed. Keep in mind that if you don’t repay your loan according to those terms, you will likely default on it and may need to give up your personal assets or be brought to court.
This is another reason why taking the time to carefully research hard money lenders is so important; by doing so, you can make sure you’re entering into an agreement with a lender you can trust and who you can find agreeable terms to sign off on. Unfortunately, there are some dishonest lenders out there who will try to scam people out of their money, so it’s important to do your due diligence as a borrower to ensure you don’t end up in such a situation.