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2 N Central Ave #1800, Phoenix, AZ 85004

Hard Money Lenders in Fountain Hills, AZ

Considering investing in real estate in Fountain Hills, Arizona? It’s a smart move.

This small but growing desert city is known for its upscale lifestyle, stunning scenery, and beautiful namesake fountain, making it an attractive place for home buyers and renters to call home.
When you’re ready to purchase your next Fountain Hills investment property, Hard Money Lenders Arizona is here to help. We offer a range of loan options, from short sales to fix and flips, rehab loans to commercial loans and more.

We’ll meet your specific investing needs and help make your next real estate transaction a success.
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Fountain Hills History
The Fountain Hills area was long home to the indigenous Yavapai peoples. Evidence of this rich culture can still be found near and around Fountain Hills, such as the well-preserved petroglyphs northwest of town in the mountainous foothills.

Settlers arrived on the scene in the early 20th century. At that time, the area was used for cattle ranching; one of the largest operations in the state, the P Bar or Pemberton Ranch, is commemorated in a plaque near the current-day high school.

The area remained mostly used for agriculture until the 1960s, when Robert McCulloch, owner of McCulloch Oil, purchase much of the land that makes up today’s town. Over the following decade, McCulloch began developing Fountain Hills into a master planned community. He was helped by Charles Wood, Jr., who also designed Disneyland in California.
In the 1970s, construction began on the city’s defining landmark: The massive fountain in the center of town. It’s one of the tallest man-made fountains in the world and draws thousands of spectators each year.

At the top of the hour (from 9:00 am to 9:00 pm), the fountain sprays from 300 to 560 feet into the air. The display lasts for 15 minutes and operates year round, only shutting off in cases of high wind speeds. At its peak, the spray is so tall it can be seen from almost anywhere in town. On St. Patrick’s Day, the fountain sprays green water.

Today, more than 25,000 people call Fountain Hills home. It’s a desirable place to live, thanks to its attractive communities, thriving art scene, and abundant recreational opportunities.
Dining, Shopping, and Entertainment in Fountain Hills
Fountain Hills may be small, but it’s got more than its share of places to shop, dine, and relax. The streets of downtown are lined with eateries, from casual pubs to fine dining establishments. Whether you’re craving sushi, tacos, or pizza, you’ll find it in Fountain Hills, along with wine bars, coffee shops, tea houses, brew pubs, and even a chocolatier.

If shopping is on the agenda, Fountain Hills doesn’t disappoint. The town is known for its art galleries and eclectic boutiques. The Emerson Gallery features the works of local and regional artists, with paintings, pottery, sculptures, jewelry and more on display. The Fountain Hills Art Gallery is owned and operated by the artists themselves, and features fine art from around the area.

Each year, several art events draw visitors and residents alike. In November, more than 100,000 people flock to Fountain Hills for the Fountain Hills Festival of Arts and Crafts. At the Fountain Hills Great Fair in February, more than 500 artists and artisans display their craft, and the Native American Fine Art Show takes place in March.

For a taste of local culture, head to the Fountain Hills Theatre. This non-profit performing arts group offers plays and shows year round.

Take a peek into the region’s history at the River of Time Museum. Here, the past of this desert land comes to life. Displays and exhibits trace the indigenous peoples that first populated the region, followed by miners on the hunt for amethyst and gold. Explore the early 20th century ranchers, and learn how the Salt River was tamed.

Just a few miles from downtown, the Fort McDowell Casino offers gaming fun. The resort often features live musical entertainment.
Recreation In Fountain Hills
Fountain Hills residents can choose from a range of outdoor recreation options. The town is nestled in the foothills of the McDowell Mountains, just a short drive to McDowell Mountain Regional Park. The park offers more than 21,000 acres of pristine desert wilderness to explore. Over 50 miles of hiking, mountain biking, walking, and equestrian trails criss-cross the park. Bird watching is another popular local activity.

Nearby, the Verde River, Salt River, Canyon Lake, and Saguaro Lake offer fishing, boating, and other water sports. Camping, swimming, and kayaking are just a few of the year-round activities in this scenic area… and tubing on the Salt River is a rite of passage for any Fountain Hills resident.

Golfers can take their pick of world-class courses in Fountain Hills. Part of the Sonoran Desert Golf Trail, the area boasts six highly rated 18-hole courses. All feature gorgeous views of the McDowell Mountains and Tonto National Forest.
About Hard Money Lending
Hard money loans are an alternative to traditional real estate financing. They have more flexible requirements and loan-to-value limits, making them a better choice for real estate investors. Hard money loans also tend to be funded much more quickly than a traditional real estate loan.

Our hard money loans can often be based on stated income, which dramatically reduces your paperwork requirements. In addition, our loans do not carry the same stringent credit requirements as a traditional loan, which means you can qualify even if your credit isn’t perfect. In fact, hard money loans can be obtained solely based on the value of the property in question. Your hard money loan can also be made available much more quickly, with some loans funded in as little as one day. LTC or LTVs of up to 85 percent are available.

If you are interested in obtaining a hard money loan to purchase property in Fountain Hills, please contact Hard Money Lenders Arizona today.
Excellent4.9 Based on 204 reviews fromSean C.Sean C. ★★★★★ I had the pleasure of working with Michael to secure a loan for our home. He was able to gather our information, and close, record, and fund the loan within 10 days! the process was the least painful loan process I've experienced. The timing was perfect, we needed the good news and the great experience. Thanks again Michael we really appreciate it.Response from the ownerSean, thank you so juch!! Was a true pleasure to work with you. You made me look good! Looking forward to working with you again!!! John B.John B. ★★★★★ Michael is a pleasure to work with. He strives to make sure every aspect of the lending process is made clear and works hard to make sure things get taken care of ASAP.Taylor S.Taylor S. ★★★★★ Michael gets it done! If there is a deal that has any obstacles, like one I was recently working, Michael is a true deal saver. Highly recommend.Response from the ownerThank you Talyor! This will be the first of many to come! Levi D.Levi D. ★★★★★ Absolutely the best lender I have worked with thus far. Straightforward, efficient and personable. I will only be using this lender from now on!Response from the ownerThank you so so much. It was great meeting with you and I hope this is the first of many deals we do together!! Emily M.Emily M. ★★★★★ We had a wonderful experience with Michael Iuculano. The process for our loan was only about 2 weeks start to finish. They found us the perfect lender for our project with terms that were agreeable to all parties. He was super responsive to all of our questions and understood what we needed from the beginning. We will definitely be working with him again!Response from the ownerEmily, thank you so much to you and Luke. I am ecstatic to have been able to do this deal for you and very much looking forward to being your go to Guy!! Justin B.Justin B. ★★★★★ Quick and responsive! Definitely educated me on what I needed to make things happen! Thank You Guys!Response from the ownerJustin, very much appreciated! Thank you and looking forward to working with you again! Jacque M.Jacque M. ★★★★★ Michael was amazing! He closed my transaction in three and a half weeks without any hiccups. Diane Chamberlin, his assistant, was also extremely helpful and expedited the process. I would highly recommend!Response from the ownerThank you Jacque, it was a pleasure working with you and glad to have been able to help! Greg L.Greg L. ★★★★★ Easy process and quick turnaround. Mike and his team made it easy.Response from the ownerGreg, Thank you so much for the opportunity to help your clients! We look forward to working with you again soon! Osiel A.Osiel A. ★★★★★ Tim D.Tim D. ★★★★★ All I have to say is that Mike is well known and I’ve worked with him in the past, as well. He will get it done. In this case we had 48 hours. He got it out and signed in 24 hours, from the time I brought it to him. Saved customers house. Fantastic job, Mike.Response from the ownerTim, we appreciate working with you again and as always. You made it very easy and we are delighted with the result! David R.David R. ★★★★★ I read Michael's ad in a home buying magazine and after having two other loan "order takers" just give up, I decided to give him a call. Best thing I could have done. Working with Michael is such a great relief because he gets that not every loan is some "cookie cutter, fit the formula" type of transaction. He takes the time to ask questions and find out what the goal of the loan is. In my case it was to unlock equity in other properties so I could better leverage my rentals. Michael had the knowledge and contacts to get my loan completed, and offered a few different solutions .Michael's assistant Lara made sure everything got done right, and on time. She is great to work with, and responded quickly to any question I had. Together they make a great team and I look forward to working with them in the future.Response from the ownerDavid, thank you so much for your reply. We loved working with you and you were extremely prompt and responsive so it's certainly made it easier and faster. We are looking forward to working with you again soon! Sean M.Sean M. ★★★★★ Michael Luculano and his team are nothing short of miracle workers in making a complex deal easy.My wife and I were recently visiting Scottsdale for her birthday and had decided to look at a few homes. Nothing immediate, just getting ideas for the future. Then on the last day we run into the perfect new construction home, only problem is we weren't prepared to buy. Most of our long-term funding was tied up in our home back in Oregon and to complicate things further, the seller had another cash offer on the table and a ridiculously fast 3 week closing requirement to secure the property.So, we took a leap of faith and called Hard Money Lenders with Barrett Financial and got Michael on the phone. That quickly took us from an impossible deal to closing on our new home in record time. Michael clearly communicated all the terms and numbers up front. And being such a rapid deal with a large amount of escrow on the line, he personally checked in with us daily.We have worked with a lot of great people in the real estate and mortgage industries for over 30 years and have to say that Michael is one of the top professionals we have ever met. A true expert in mortgage and bridge loans / private lending. Even better, it was clear to us every day that Michael truly cares about his clients. Best phone call we could have ever made.Thank you, Michael and Lara, for helping us make this North Scottsdale dream a reality!Response from the ownerSean, it was an honor to get the opportunity to work with you. I take my clients very seriously and it was awesome to work with you on this and earn the right to share in your joy. You were very responsive to all my calls and you were definitely a contributor in the outcome. I appreciate this opportunity immensely and welcome to Arizona! Steven S.Steven S. ★★★★★ I had a great experience working with Michael. He was quick, communicative, and professional. The whole process was easy and I got my funding very fast.Response from the ownerSteven, we appreciate you so much. You were amazing to work with and super responsive. Thank you so much for the business and the trust! We look forward to working with you again soon! Cindy D.Cindy D. ★★★★★ Excellent service! Michael was able to close our loan at a lower interest rate than originally quoted, as an added benefit to the already pleasant experience of working with Michael & his team. We closed ahead of time, no suprises, no drama, just positive results. The professional, dedicated staff was impressive as well. For positive results, this should be your mortgage choice.Response from the ownerCindy, it was an absolute pleasure to work with you and you certainly made it easier by being so thorough. Thank you so much and we hope to work with you again soon! Darlene L.Darlene L. ★★★★★ Mike was so very helpful in getting a loan for my new house! THANK YOU!saleh abd al H.saleh abd al H. ★★★★★ Michael, thank you so much you made this process so easy, I really appreciate it so muchSaleh.wyatt A.wyatt A. ★★★★★ Recently used Mike for an investment purchase. Everything went smoothly. All fees were disclosed up front and matched at closing. Definitely using them again!John H.John H. ★★★★★ Micheal my guy straight handled business in a timely fashion I like to say thanks to you and your staff . Highly recommendSabria W.Sabria W. ★★★★★ Pleasant experience very professional and simply gets the job done, I look foward to our next deal.D ND N ★★★★★ Awesome lender that made things really simple to work with. Went above and beyond to get us a higher LTV than most of the other well-known lenders and had a quick close. Highly recommend using them!Steven R.Steven R. ★★★★★ Working with Michael was an absolute pleasure. I have done a lot of real estate transactions over the years and appreciate it when someone cares about their customer and getting the deal done on time and at the terms I was quoted. There are many bait and switch lenders out there but Michael and his team were always available when I had a question and when a potential issue popped up he was on it even while on vacation to get it resolved. That’s the type of service I expect and appreciate. Highly recommend if you’re looking to finance a deal.StevenErnest K.Ernest K. ★★★★★ Pablo R.Pablo R. ★★★★★ Michael and Lara were so easy and amazing to work with. On top of that, Michael really values relationships and will make sure what he says is delivered. Anyone looking for a hard money team, THIS IS THE ONE!!Celly D.Celly D. ★★★★★ Michael and his team were very professional and extremely proficient and were able to find a solution for my client when no other lender could not! Highly recommend him!!Jean P.Jean P. ★★★★★ Michael provided excellent customer service. I would recommend him to anyone. Thanks for your help and fast prompt service.js_loader
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