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2 N Central Ave #1800, Phoenix, AZ 85004

Hard Money Lenders in Tempe, AZ


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About Tempe
Located between the state capital of Phoenix and the state’s Easy Valley, Tempe is a vivacious suburb that is home to nearly 200,000 people. Comprising more than 40 square miles, the city reports a heavy Millennial population—with 14% of the city’s residents ranging from 25 to 34 years old. On a related note, Tempe is also home to the main campus of Arizona State University.
Living in Tempe
There’s so much to love about living in Tempe, and it’s no wonder that the city has been consistently ranked as one of the best cities for Millennials in the entire state of Arizona. For starters, Tempe’s location is very centralized, so there’s a lot for its residents to see and do without having to travel very far. Within 20 minutes, you can get to downtown Phoenix or even Scottsdale; Tempe is also just 10 minutes from the Phoenix Sky Harbor International Airport, making it a hub to just about any worldly destination you may desire.

Throughout Tempe, there are also plenty of unique places to explore. This includes popular Tempe Town Lake, a great destination for all kinds of outdoor activities you wouldn’t typically expect to be able to do in the middle of a desert. From paddleboarding and picnicking to biking and hiking, there’s something for everybody here.
Throughout the year, Tempe also hosts a wide range of festivals and other special events that are sure to thrill. From concerts held in Tempe Beach Park to annual arts and crafts festivals and more, there’s never a dull moment in Tempe.

Combine all of this with Tempe’s college-town vibe, vibrant nightlife, and diverse restaurants scene—and it’s easy to see why so many people (young and old) are flocking to live in this fun city.
Investment Opportunities in Tempe
If you’re looking for a smart place to invest your money in Arizona real estate, don’t overlook Tempe. This city has been named one of the state’s “hidden opportunities” for both residential and commercial real estate. On top of the high demand for housing in Tempe, there are many other reasons to consider investing in Tempe real estate.

For starters, property prices in Tempe are low, especially when compared to similar cities across the country. Whether you’re interested in residential or commercial real estate, there is no shortage of decently priced options in Tempe. Meanwhile, opportunities for profitability are also high. This is especially true when it comes to short-term rentals, such as Airbnb and VRBO properties. Specifically, the current ROI on these properties in Tempe is estimated to be nearly 4.5%!

Thinking about investing in Tempe? Here are some promising neighborhoods to consider:

• University Estates
• Kyrene-Superstition
• Shalimar

All of these neighborhoods offer excellent potential for residential rental income, as well as a high price-to-rent ratio and cash-on-cash return.
Securing Investment Loans in Tempe
Finding excellent real estate investment opportunities in Tempe isn’t difficult, but securing the financing you need can be. This is where our team at Hard Money Lenders Arizona steps in to help. Unlike traditional real estate investment loans, we offer financing without a heavy reliance on your credit score or even collateral. Instead, we focus on the potential that your investment has and your ability to demonstrate that you can pay your loan back in a timely manner.
We offer a wide range of hard money loans to real estate investors in the Tempe area, including:

• Buy and hold loans
• Construction land loans
• Fix and flip loans (rehab loans)
• Private money loans

We also take great pride in our competitive loan terms; compared to a traditional real estate investment loan, our financing options have very low interest rates and favorable loan terms as well. Whether you’re interested in taking on a short sale, a rehab property, or even a commercial property, our knowledgeable team is here to help you every step of the way.

As you explore your financing options for a Tempe investment property, we encourage you to give Hard Money Lenders Arizona a careful look. By going this route, you can save yourself a lot of the time and frustration that comes along with applying for a traditional loan. With a hard money loan, there is no need to submit pay stubs, tax forms, or other cumbersome documentation to get your application processed—and in many cases, we can approve your request in as little as 24 hours. From there, you can get the ball rolling on your next investment.

Questions? Ready to apply? Contact our team at Hard Money Lenders Arizona today!
Excellent4.9 Based on 204 reviews fromSean C.Sean C. ★★★★★ I had the pleasure of working with Michael to secure a loan for our home. He was able to gather our information, and close, record, and fund the loan within 10 days! the process was the least painful loan process I've experienced. The timing was perfect, we needed the good news and the great experience. Thanks again Michael we really appreciate it.Response from the ownerSean, thank you so juch!! Was a true pleasure to work with you. You made me look good! Looking forward to working with you again!!! John B.John B. ★★★★★ Michael is a pleasure to work with. He strives to make sure every aspect of the lending process is made clear and works hard to make sure things get taken care of ASAP.Taylor S.Taylor S. ★★★★★ Michael gets it done! If there is a deal that has any obstacles, like one I was recently working, Michael is a true deal saver. Highly recommend.Response from the ownerThank you Talyor! This will be the first of many to come! Levi D.Levi D. ★★★★★ Absolutely the best lender I have worked with thus far. Straightforward, efficient and personable. I will only be using this lender from now on!Response from the ownerThank you so so much. It was great meeting with you and I hope this is the first of many deals we do together!! Emily M.Emily M. ★★★★★ We had a wonderful experience with Michael Iuculano. The process for our loan was only about 2 weeks start to finish. They found us the perfect lender for our project with terms that were agreeable to all parties. He was super responsive to all of our questions and understood what we needed from the beginning. We will definitely be working with him again!Response from the ownerEmily, thank you so much to you and Luke. I am ecstatic to have been able to do this deal for you and very much looking forward to being your go to Guy!! Justin B.Justin B. ★★★★★ Quick and responsive! Definitely educated me on what I needed to make things happen! Thank You Guys!Response from the ownerJustin, very much appreciated! Thank you and looking forward to working with you again! Jacque M.Jacque M. ★★★★★ Michael was amazing! He closed my transaction in three and a half weeks without any hiccups. Diane Chamberlin, his assistant, was also extremely helpful and expedited the process. I would highly recommend!Response from the ownerThank you Jacque, it was a pleasure working with you and glad to have been able to help! Greg L.Greg L. ★★★★★ Easy process and quick turnaround. Mike and his team made it easy.Response from the ownerGreg, Thank you so much for the opportunity to help your clients! We look forward to working with you again soon! Osiel A.Osiel A. ★★★★★ Tim D.Tim D. ★★★★★ All I have to say is that Mike is well known and I’ve worked with him in the past, as well. He will get it done. In this case we had 48 hours. He got it out and signed in 24 hours, from the time I brought it to him. Saved customers house. Fantastic job, Mike.Response from the ownerTim, we appreciate working with you again and as always. You made it very easy and we are delighted with the result! David R.David R. ★★★★★ I read Michael's ad in a home buying magazine and after having two other loan "order takers" just give up, I decided to give him a call. Best thing I could have done. Working with Michael is such a great relief because he gets that not every loan is some "cookie cutter, fit the formula" type of transaction. He takes the time to ask questions and find out what the goal of the loan is. In my case it was to unlock equity in other properties so I could better leverage my rentals. Michael had the knowledge and contacts to get my loan completed, and offered a few different solutions .Michael's assistant Lara made sure everything got done right, and on time. She is great to work with, and responded quickly to any question I had. Together they make a great team and I look forward to working with them in the future.Response from the ownerDavid, thank you so much for your reply. We loved working with you and you were extremely prompt and responsive so it's certainly made it easier and faster. We are looking forward to working with you again soon! Sean M.Sean M. ★★★★★ Michael Luculano and his team are nothing short of miracle workers in making a complex deal easy.My wife and I were recently visiting Scottsdale for her birthday and had decided to look at a few homes. Nothing immediate, just getting ideas for the future. Then on the last day we run into the perfect new construction home, only problem is we weren't prepared to buy. Most of our long-term funding was tied up in our home back in Oregon and to complicate things further, the seller had another cash offer on the table and a ridiculously fast 3 week closing requirement to secure the property.So, we took a leap of faith and called Hard Money Lenders with Barrett Financial and got Michael on the phone. That quickly took us from an impossible deal to closing on our new home in record time. Michael clearly communicated all the terms and numbers up front. And being such a rapid deal with a large amount of escrow on the line, he personally checked in with us daily.We have worked with a lot of great people in the real estate and mortgage industries for over 30 years and have to say that Michael is one of the top professionals we have ever met. A true expert in mortgage and bridge loans / private lending. Even better, it was clear to us every day that Michael truly cares about his clients. Best phone call we could have ever made.Thank you, Michael and Lara, for helping us make this North Scottsdale dream a reality!Response from the ownerSean, it was an honor to get the opportunity to work with you. I take my clients very seriously and it was awesome to work with you on this and earn the right to share in your joy. You were very responsive to all my calls and you were definitely a contributor in the outcome. I appreciate this opportunity immensely and welcome to Arizona! Steven S.Steven S. ★★★★★ I had a great experience working with Michael. He was quick, communicative, and professional. The whole process was easy and I got my funding very fast.Response from the ownerSteven, we appreciate you so much. You were amazing to work with and super responsive. Thank you so much for the business and the trust! We look forward to working with you again soon! Cindy D.Cindy D. ★★★★★ Excellent service! Michael was able to close our loan at a lower interest rate than originally quoted, as an added benefit to the already pleasant experience of working with Michael & his team. We closed ahead of time, no suprises, no drama, just positive results. The professional, dedicated staff was impressive as well. For positive results, this should be your mortgage choice.Response from the ownerCindy, it was an absolute pleasure to work with you and you certainly made it easier by being so thorough. Thank you so much and we hope to work with you again soon! Darlene L.Darlene L. ★★★★★ Mike was so very helpful in getting a loan for my new house! THANK YOU!saleh abd al H.saleh abd al H. ★★★★★ Michael, thank you so much you made this process so easy, I really appreciate it so muchSaleh.wyatt A.wyatt A. ★★★★★ Recently used Mike for an investment purchase. Everything went smoothly. All fees were disclosed up front and matched at closing. Definitely using them again!John H.John H. ★★★★★ Micheal my guy straight handled business in a timely fashion I like to say thanks to you and your staff . Highly recommendSabria W.Sabria W. ★★★★★ Pleasant experience very professional and simply gets the job done, I look foward to our next deal.D ND N ★★★★★ Awesome lender that made things really simple to work with. Went above and beyond to get us a higher LTV than most of the other well-known lenders and had a quick close. Highly recommend using them!Steven R.Steven R. ★★★★★ Working with Michael was an absolute pleasure. I have done a lot of real estate transactions over the years and appreciate it when someone cares about their customer and getting the deal done on time and at the terms I was quoted. There are many bait and switch lenders out there but Michael and his team were always available when I had a question and when a potential issue popped up he was on it even while on vacation to get it resolved. That’s the type of service I expect and appreciate. Highly recommend if you’re looking to finance a deal.StevenErnest K.Ernest K. ★★★★★ Pablo R.Pablo R. ★★★★★ Michael and Lara were so easy and amazing to work with. On top of that, Michael really values relationships and will make sure what he says is delivered. Anyone looking for a hard money team, THIS IS THE ONE!!Celly D.Celly D. ★★★★★ Michael and his team were very professional and extremely proficient and were able to find a solution for my client when no other lender could not! Highly recommend him!!Jean P.Jean P. ★★★★★ Michael provided excellent customer service. I would recommend him to anyone. Thanks for your help and fast prompt service.js_loader
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