DSCR Loans

Top-tier service from Michale and his team, fast approval, and no surprises. Couldn’t have asked for a better lending partner.

What an impressive group of professionals! Thanks to this team, I have the working capital needed to grow my business.

I cannot say enough how much I appreciate Michael and his team for making the process seamless. I would definitely recommend them to get the job done!

Ashleigh was amazing! She helped me every step of the way and kept me informed of what was happening throughout the entire process. She worked very hard on my loan and made sure she made it happen! She's very professional and a pleasure to work with. I highly recommend Ashleigh at Hard Money Lenders Arizona!

Great service; definitely won me over and will be a returning customer. Ash Sesi helped with my loan fast and efficiently. Thank you Ash!!!

MJI Capital does a great job for their clients.

This hard lender was very easy to work with. My deal was extremely difficult to fund and they were able to get me an approval in 24 hours and were ready to close in less than 7 days. I will be using them in the future.

5 Stars – The Best in the Business!

Michael Iucalano at Hard Money Lenders Arizona is hands down the best in the business. His slogan, “If We Can’t Do It, It’s Not Getting Done!” couldn’t be more accurate. Michael has built an incredible team of true professionals who are experts in their field.

What sets them apart is their obsession with speed, customer service, and delivering exactly what they promise. In a world where timing and trust matter, Michael and his team never miss. They make the process seamless, transparent, and fast—just what you need in the hard money space.

If you’re looking for a go-to team for hard money in Arizona, look no further. Michael Iucalano and his team are the real deal. Highly recommend!

Thanks Michael and team!

Matt was awesome , From the beginning to the End. Great customer service . 100 percent recommend.

Hard Money Michael knows his game inside and out. True player in the real estate industry with vast knowledge & even bigger & better network. He has been incredibly helpful to me & my partner and we couldn’t have done it without his help & expertise.

Austin is the best! Got my deal done fast and efficient. I’m a former tv personality from the hit tv series Gold Rush and now i traded in my pick to be a home flipper. Austin with Barrett made it possible.

Michael and Austin did a fantastic job. It was the easiest loan I ever received. These guys truly know this market. They are awesome!!

Pinnacle tax Services, LLC

I've been in this business for 25 years, and I can tell you Michael is one of the best when it comes to all things real estate. Whether it's traditional lending, hard money, or investment, he's got you covered.

It was great working with Austin. He’s a great communicating and a very diligent worker. I would use him again.

Michael and his team completed our deal incredibly quickly. We are extremely satisfied with the service they provided and highly recommend them!

Austin was incredible and saved our close!!! Super responsive and was able to get deal closed and funded in 5 days! Highly recommend and he is now our mortgage guy forever!

This review is for Austin, Austin I wanted to thank you for going above and beyond to make this work. I really wish you the best in your carrier. God bless you. BTW even if it didn't work out I still appreciate your effort

Michael is the man....VERY helpful and organized.

Absolutely fantastic to work with! Always responsive and helpful. The best hard money lender in AZ, closes fast and has a great passion for getting loans closed! Michael and his team are the best in the business!!

Michael took great care of my client I sent his way! It was a very complicated situation for a client in a bad spot and he jumped right on it and took care of them. He ran into a few hiccups during the approval process and didn't stop until he found a solution and got the deal done.

If Michael can't get the deal done, it's not getting done!

Man. I'd hit a lot of closed doors and was losing hope, but then i found these guys. They were awesome and got the deal done more quickly and smoothly than i could have hoped. It was a great experience and Austin is awesome.

I needed a fast, hard-money lender in Arizona for a fix-and-flip. These guys were fantastic! Straightforward process, honest communication, and being super responsive throughout the closing. Highly recommend!

It was quite easy to work with this hard money lender. They responded to all of my inquiries promptly and with remarkable responsiveness. made a difficult issue lot simpler. Strongly advise.

Five stars for Michael and his team. They closed our hard money deal for our client so smoothly and quickly, you’d think they used magic instead of paperwork. Efficient, communicative, and competitive. Highly recommend for a stress free hard money experience.

Michael and Lara were fantastic to work with. This was our first hard money deal and we had 30 days to close on our Mesa warehouse. We ended up closing in only 18 days, and only because we were delayed in getting proof of building insurance. They could have funded us in around 10 days which is crazy fast! Michael was super friendly, always available by phone, and helped explain and guide us through the entire process. It was smooth and fast from day 1. Entire underwriting process was easy and fast. This will be the first of many deals we'll do with them from now on, so we can make more competitive all cash offers. I really liked working with this group and highly recommend.

Worked directly with Michael and let’s just say the approval process exceeded my expectations as far as timing went and frankly the entire process.

The speed at which Michael’s team worked at allowed us to close the deal in less than 3 weeks.

Ready to make the next deal, let’s go!

Brought one of my investors to Mike and he did an amazing job. Execution and knowledge was on par. Adjusted to a significant change with the COE and didn’t even hesitate. Great asset to have in your corner!!

Working with Michael has been an extreme pleasure. Michael and his team are truly dependable, true to their word, and efficient, and performed in a manner that was quicker than expected. All requirements were met and we were able to close without delays.

I highly recommend everyone to work with Michael and his team and insist on working with Laura, Michael’s loan processor’ whom without her diligence, our loan probably would’ve been delayed.

Together they are an amazing team.

Best in the business...never would use anyone else. Professional and knowledgeable. Honest and informative.

michael was great. his entire team worked seamlessly together to get me funding in record time. a straight up and honest guy, hard to find in todays world. 100% would do business with him again.

Michael is a winner! Work with him and he’ll for sure do his best to help you and your client close no matter how harsh circumstance becomes. My client now gets to keep his home because of a HardMoney loan. On to the next deal!

Amazing Experience w/ Michael. Very professional Speedy & detailed. Delivered on time & was very great with communication and process.

I had the pleasure of working with Michael to secure a loan for our home. He was able to gather our information, and close, record, and fund the loan within 10 days! the process was the least painful loan process I've experienced. The timing was perfect, we needed the good news and the great experience. Thanks again Michael we really appreciate it.

Michael is a pleasure to work with. He strives to make sure every aspect of the lending process is made clear and works hard to make sure things get taken care of ASAP.

Michael gets it done! If there is a deal that has any obstacles, like one I was recently working, Michael is a true deal saver. Highly recommend.

Absolutely the best lender I have worked with thus far. Straightforward, efficient and personable. I will only be using this lender from now on!

We had a wonderful experience with Michael Iuculano. The process for our loan was only about 2 weeks start to finish. They found us the perfect lender for our project with terms that were agreeable to all parties. He was super responsive to all of our questions and understood what we needed from the beginning. We will definitely be working with him again!

Michael was amazing! He closed my transaction in three and a half weeks without any hiccups. Diane Chamberlin, his assistant, was also extremely helpful and expedited the process. I would highly recommend!

Easy process and quick turnaround. Mike and his team made it easy.

All I have to say is that Mike is well known and I’ve worked with him in the past, as well. He will get it done. In this case we had 48 hours. He got it out and signed in 24 hours, from the time I brought it to him. Saved customers house. Fantastic job, Mike.

I read Michael's ad in a home buying magazine and after having two other loan "order takers" just give up, I decided to give him a call. Best thing I could have done. Working with Michael is such a great relief because he gets that not every loan is some "cookie cutter, fit the formula" type of transaction. He takes the time to ask questions and find out what the goal of the loan is. In my case it was to unlock equity in other properties so I could better leverage my rentals. Michael had the knowledge and contacts to get my loan completed, and offered a few different solutions .

Michael's assistant Lara made sure everything got done right, and on time. She is great to work with, and responded quickly to any question I had. Together they make a great team and I look forward to working with them in the future.