Buy and Hold Loans

When you take out this non-traditional type of loan, the strategy involved includes purchasing a foreclosed or undervalued home with the goal of selling it at a profit either through renovations, appreciation, or both. Because most foreclosures require cash up front, a hard money buy and hold loan is the how to get the resources you need.

Our client’s have been getting buy and hold loans from us for decades. This is because traditional lenders are extremely limited on what type of real estate situations they can lend to. Typically they are limited to primary, owner-occupied residences. At Hard Money Lenders Arizona we love to lend to non-owner occupied properties and to real estate professionals who intend to turn those properties into a profit. We are a top hard money buy and hold loan lender in the Phoenix area who is committed to getting you the cash flow you need to grab a distressed property before someone else does. There is tremendous value in taking a distressed property and renovating it for profit and that’s why we have been offering buy and hold loans for 15+ years. We don’t put any limits on how many properties you can buy with our buy and hold loans so you can build an entire commercial portfolio with us as your financial backer.

Our underwriters are more concerned about your equity than they are your credit, so even if you have less than average credit, prior bankruptcies, or foreclosures, we can still approve you. Our process is fast and simple and designed to get you your money fast, sometimes in as little as four days.