Arizona Hard Money Loan Programs

We provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more. Our loan experts can fund your Arizona hard money loan within 24 hours with very competitive rates and terms.

Bad credit is OK. We are willing to fund your loan based strictly on the asset value or LTV. We also accept stated income and don’t require pay stubs, W-2s, tax returns or other records. Most of our lenders and investors will lend up to 85% LTV or LTC, and in certain scenarios, we can even extend that to 90%.

Important Considerations for Borrowers

For those who are thinking about taking out a hard money loan for real estate in Arizona, there are some important considerations to keep in mind throughout the process. Perhaps the most important is to ensure your personal guarantee on the loan, which is essentially your promise to the lender that you will pay the loan back on the terms upon which you have agreed. Keep in mind that if you don’t repay your loan according to those terms, you will likely default on it and may need to give up your personal assets or be brought to court.

This is another reason why taking the time to carefully research hard money lenders is so important; by doing so, you can make sure you’re entering into an agreement with a lender you can trust and who you can find agreeable terms to sign off on. Unfortunately, there are some dishonest lenders out there who will try to scam people out of their money, so it’s important to do your due diligence as a borrower to ensure you don’t end up in such a situation.

Getting Approved for a Hard Money Loan

No matter what type of hard money loan you’re interested in (commercial or residential), keep in mind that there’s a good chance you’ll end up having to submit to a credit check in order to be considered for the loan. However, unlike with a traditional loan, your credit score will likely not have a huge impact on your approval. What’s most important is to be able to demonstrate that you are able to repay the loan in a timely manner. With this in mind, a lender may not be too worried if you have a less-than-ideal credit score, so long as you don’t have bankruptcies or previous loan defaults on your record.

Hard Money Lenders Arizona

  • 2 N Central Ave #1800, Phoenix, AZ 85004

Fix & Flips / Rehabs

Looking for rehab hard money? We work with many local real estate investors who fix and flip properties regularly.

Commercial Hard Money

We have commercial hard money funds available for acquisition, bridge and refinance of commercial properties.

New Construction / Land

Looking for funds for construction or land in the greater Phoenix area for residential or commercial development?

Buy & Hold

Looking for a hard money loan for an owner or non-owner occupied residential or investment property? We can help you secure financing.

Start your Arizona hard money loan application today! Call Us At (480) 576-5788 or click below

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
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