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Arizona Probate Loans, Estate Loans, Trust Loans & Inheritance Loans

Barrett Financial Group provides residents in the state of Arizona with estate loans, probate loans, inheritance loans, and trust loans for beneficiaries and heirs who require short-term funds when they refinance an inherited real-estate only property. Based in Arizona, our company has many years of experience in this field offering our customers fast approval and funding, along with competitive rates for probate loans, as well as superior customer service. We encourage you to contact us today to have your probate estate loan funded as quickly as possible.

Inheritance loans, trust loans, estate loans, and probate loans are all short-term loans against some type of real estate asset that is currently illiquid. This particular type of loan is commonly referred to as an inheritance advance or a probate advance. The estate in question may be going through the trust administration or probate process or the heirs of the inheritance may want to divide the ownership of their property in the estate. Barrett Financial Group also works with lawyers who have a client who needs to take out a loan against their real estate assets that are in a trust or estate.

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Probate Loans Against an Estate

The assets from or in an estate are not able to be distributed to heirs until the probate process is finished. Unfortunately, probate can last from six months to three years. While this lengthy process is going on, heirs may discover they are in a situation where they require probate funding. With a probate loan, an heir or the probate administrator can borrow against the real estate that is in the estate until the probate situation is settled. In many situations, borrowing against the real estate in an estate is a much more affordable option than a cash advance.

Estate Loans to Satisfy the Obligations of the Estate

While the probate process continues, the heirs may require a probate advance to get the funds needed to cover several financial obligations that are related to the estate. These include the costs related to the funeral, making mortgage payments, various legal expenses, settling claims or debts on the estate, paying property taxes, making any needed repairs to properties, or paying off or buying out heirs. With an estate loan, an heir can borrow against the real estate contained in the estate to get the funds needed to handle immediate obligations. Any loan against probate real estate assets can help provide beneficiaries and heirs with a bit of breathing room during this challenging situation.

Buying Out Siblings with an Estate Loan

A fast and easy method for buying our beneficiaries or siblings is an estate loan. With this, those involved can divide the interest in the estate if it contains real estate. The beneficiary that wishes to maintain ownership over the real estate can get an estate loan with all the proceeds going to buy out the other beneficiaries. All beneficiaries and siblings of the estate have to approve the loan that is placed against the real estate. It’s also necessary for them to reach an agreement on the real estate’s value. In most cases, this is obtained through and appraisal.

Trust, Estate, and Probate Loans for Fiduciaries and Attorneys

Barrett Financial Group will work right with fiduciaries and attorneys who have to borrow against real estate on the behalf of a trust or client’s estate. Our team can provide assistance for executors, trustees, and administrators who need fast funding for a short-term loan against a trust or estate. The funds that are borrowed can then be used for paying attorney fees, to pay off other siblings and heirs, to settle debts, pay taxes, and any other obligations of the estate or trust. A beneficiary, trustee, executor, administrator, or probate attorney can initiate the request to get the estate or probate loan.

HMLAZ
Contact Hard Money Lenders Arizona anytime, to speak with one of our very helpful and highly knowledgeable loan specialists about your property investment funding in Arizona
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Hard Money Lenders Arizona
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STEVE A.
What an impressive group of professionals! Thanks to this team, I have the working capital needed to grow my business.
Response from the owner:Thank you for your kind words, Steve! We're thrilled to hear that our team has been able to support your business growth. Your success is our priority, and we appreciate your trust in us. Looking forward to continuing our partnership!
Cherraine A.
I cannot say enough how much I appreciate Michael and his team for making the process seamless. I would definitely recommend them to get the job done!
Response from the owner:Thank you so much for your kind words, Cherraine! We're thrilled to hear that you found the process seamless and that Michael and the team met your expectations. Your recommendation means a lot to us, and we look forward to serving you again in the future.
Safinaz
Ashleigh was amazing! She helped me every step of the way and kept me informed of what was happening throughout the entire process. She worked very hard on my loan and made sure she made it happen! She's very professional and a pleasure to work with. I highly recommend Ashleigh at Hard Money Lenders Arizona!
Response from the owner:Thank you for your wonderful feedback! We're thrilled to hear that Ashleigh provided you with exceptional service and support throughout your loan process. Your recommendation means a lot to us, and we're proud to have team members like Ashleigh who are dedicated to their clients. We look forward to assisting you again in the future!
Maimar S.
Great service; definitely won me over and will be a returning customer. Ash Sesi helped with my loan fast and efficiently. Thank you Ash!!!
Response from the owner:We're thrilled to hear about your positive experience! Thank you for your kind words and for recognizing Ash Sesi's efforts. We're looking forward to serving you again in the future! Your satisfaction means a lot to us.
Karen W.
MJI Capital does a great job for their clients.
Response from the owner:Thank you, Karen, for your wonderful feedback! We're thrilled to hear that you're satisfied with our services at MJI Capital. We always strive to provide excellent support to our clients. Your kind words motivate us to keep up the great work. We look forward to continuing to serve you!
Sterling Gatewood I.
This hard lender was very easy to work with. My deal was extremely difficult to fund and they were able to get me an approval in 24 hours and were ready to close in less than 7 days. I will be using them in the future.
Response from the owner:Thank you for your fantastic review, Sterling! We're thrilled to hear that you had a positive experience with our team and that we could help you secure funding so quickly. Your satisfaction is our top priority, and we look forward to working with you on future deals. Your trust in us means a lot!
Ann M.
Response from the owner:Thank you for the fantastic five-star rating! We're thrilled to see that you had a great experience. Your support means a lot to us, and we look forward to serving you again soon.
ASHLEIGH S
Response from the owner:Thank you for your 5-star rating! We appreciate your support and look forward to serving you again.
Michael H.
5 Stars – The Best in the Business!

Michael Iucalano at Hard Money Lenders Arizona is hands down the best in the business. His slogan, “If We Can’t Do It, It’s Not Getting Done!” couldn’t be more accurate. Michael has built an incredible team of true professionals who are experts in their field.

What sets them apart is their obsession with speed, customer service, and delivering exactly what they promise. In a world where timing and trust matter, Michael and his team never miss. They make the process seamless, transparent, and fast—just what you need in the hard money space.

If you’re looking for a go-to team for hard money in Arizona, look no further. Michael Iucalano and his team are the real deal. Highly recommend!

Thanks Michael and team!
Response from the owner:Thank you for your fantastic review, Michael! We're thrilled to hear that you had such a positive experience with Michael Iucalano and our team at Hard Money Lenders Arizona. Your recognition of our commitment to speed, customer service, and reliability means a lot to us. We strive to make the process as seamless as possible, and we're glad we could meet your expectations. We truly appreciate your recommendation and look forward to serving you again in the future!
Luis R.
Matt was awesome , From the beginning to the End. Great customer service . 100 percent recommend.
Response from the owner:Thank you for your wonderful feedback, Luis! We're thrilled to hear that Matt provided you with excellent service throughout your experience. Your recommendation means a lot to us, and we look forward to serving you again in the future.
Adleigh B.
Hard Money Michael knows his game inside and out. True player in the real estate industry with vast knowledge & even bigger & better network. He has been incredibly helpful to me & my partner and we couldn’t have done it without his help & expertise.
Response from the owner:Thank you Adleigh it was a delight to work with you!!!
Kc M.
Austin is the best! Got my deal done fast and efficient. I’m a former tv personality from the hit tv series Gold Rush and now i traded in my pick to be a home flipper. Austin with Barrett made it possible.
Response from the owner:Thank you for your fantastic review! We're thrilled to hear that Austin provided you with fast and efficient service. It's great to see you transitioning from TV to home flipping, and we're glad we could assist you in that journey. Your success is our priority, and we look forward to supporting you in the future!
Mark R.
Michael and Austin did a fantastic job. It was the easiest loan I ever received. These guys truly know this market. They are awesome!!

Pinnacle tax Services, LLC
Response from the owner:We greatly appreciate your positive feedback, Mark! We're thrilled to hear that Michael and Austin made your loan experience seamless and efficient. Our team's knowledge of the market is something we take pride in, and it's wonderful to know it made a difference for you. Thank you for choosing Pinnacle Tax Services, LLC!
Jason P.
I've been in this business for 25 years, and I can tell you Michael is one of the best when it comes to all things real estate. Whether it's traditional lending, hard money, or investment, he's got you covered.
Response from the owner:Thank you so much for your kind words, Jason. We truly appreciate your recognition of Michael's expertise in real estate. It's always our goal to provide the best service possible, and we’re thrilled to hear that you had such a positive experience. Your support and trust in us mean a lot.
Leonel C.
It was great working with Austin. He’s a great communicating and a very diligent worker. I would use him again.
Response from the owner:Thank you for your positive review, Leonel! We're glad to hear that Austin made your experience great with his communication and diligence. We look forward to working with you again!
Giselle R.
Michael and his team completed our deal incredibly quickly. We are extremely satisfied with the service they provided and highly recommend them!
Response from the owner:Thank you for your wonderful feedback, Giselle! We're thrilled to hear that you were satisfied with our team's quick service. Your recommendation means a lot to us, and we look forward to assisting you again in the future!
Jen S.
Austin was incredible and saved our close!!! Super responsive and was able to get deal closed and funded in 5 days! Highly recommend and he is now our mortgage guy forever!
Response from the owner:Thank you for your wonderful feedback, Jen! We're thrilled to hear about your positive experience with Austin. Your recommendation means a lot to us, and we're excited to be part of your mortgage journey in the future!
Mohamed E.
This review is for Austin, Austin I wanted to thank you for going above and beyond to make this work. I really wish you the best in your carrier. God bless you. BTW even if it didn't work out I still appreciate your effort
Response from the owner:Thank you for your kind words, Mohamed! We're thrilled to hear about your positive experience with Austin. Your appreciation means a lot to us, and we'll make sure to pass on your message. Wishing you all the best as well!
Bret K.
Michael is the man....VERY helpful and organized.
Response from the owner:Thank you so much for the positive feedback, Bret! We're glad to hear that you found our service organized and that Michael was helpful. Hope to serve you again in the future.
Benjamin M.
Absolutely fantastic to work with! Always responsive and helpful. The best hard money lender in AZ, closes fast and has a great passion for getting loans closed! Michael and his team are the best in the business!!
Response from the owner:Thank you so much for your kind words, Benjamin. We really appreciate you taking the time to share your experiences with us and the community. We count ourselves lucky to have customers like you!
Justin V.
Michael took great care of my client I sent his way! It was a very complicated situation for a client in a bad spot and he jumped right on it and took care of them. He ran into a few hiccups during the approval process and didn't stop until he found a solution and got the deal done.

If Michael can't get the deal done, it's not getting done!
Response from the owner:Thank you for your wonderful review, Justin. We're really happy to hear about your positive experience with Michael. Our team is always committed to finding solutions no matter how complex the situation might be. We look forward to working with you and your clients in the future!
Juice J
Man. I'd hit a lot of closed doors and was losing hope, but then i found these guys. They were awesome and got the deal done more quickly and smoothly than i could have hoped. It was a great experience and Austin is awesome.
Response from the owner:Thank you for your fantastic review, Juice! We're thrilled to hear that we could assist you during a difficult phase and that our team, particularly Austin, was able to offer an exceptional service. We hope to work with you again in the future.
Krish S.
I needed a fast, hard-money lender in Arizona for a fix-and-flip. These guys were fantastic! Straightforward process, honest communication, and being super responsive throughout the closing. Highly recommend!
Emiliano Z.
It was quite easy to work with this hard money lender. They responded to all of my inquiries promptly and with remarkable responsiveness. made a difficult issue lot simpler. Strongly advise.
Response from the owner:Thank you!! We ar where to help.
Marco L
The team at Hard Money Lenders made the entire process smooth and stress-free. They were responsive, knowledgeable, and truly cared about finding the best solution for our needs.
Shane R.
Five stars for Michael and his team. They closed our hard money deal for our client so smoothly and quickly, you’d think they used magic instead of paperwork. Efficient, communicative, and competitive. Highly recommend for a stress free hard money experience.
Response from the owner:Shane , it was awesome getting this deal done for you and for your client. I'm extremely grateful for your referrals and looking forward to doing more deals with you in the future!
m H.
Michael and Lara were fantastic to work with. This was our first hard money deal and we had 30 days to close on our Mesa warehouse. We ended up closing in only 18 days, and only because we were delayed in getting proof of building insurance. They could have funded us in around 10 days which is crazy fast! Michael was super friendly, always available by phone, and helped explain and guide us through the entire process. It was smooth and fast from day 1. Entire underwriting process was easy and fast. This will be the first of many deals we'll do with them from now on, so we can make more competitive all cash offers. I really liked working with this group and highly recommend.
Response from the owner:Thank you so much for the kind words. You were extremely helpful as well and allowed us to close it quick because of your communication as well. I am excited to do many many loans for you and this was just the first of many. Appreciate your business immensely !
Harold P.
Worked directly with Michael and let’s just say the approval process exceeded my expectations as far as timing went and frankly the entire process.

The speed at which Michael’s team worked at allowed us to close the deal in less than 3 weeks.

Ready to make the next deal, let’s go!
Response from the owner:Thank you so much Harold! you made it easy and I know this will be the first of many deals!!
Derrick G.
Brought one of my investors to Mike and he did an amazing job. Execution and knowledge was on par. Adjusted to a significant change with the COE and didn’t even hesitate. Great asset to have in your corner!!
Response from the owner:Thank you so much Derrick! You made it so easy and helped so much! VERY much looking forward to doing deals with you and your clients!!!
Daniel P.
Working with Michael has been an extreme pleasure. Michael and his team are truly dependable, true to their word, and efficient, and performed in a manner that was quicker than expected. All requirements were met and we were able to close without delays.

I highly recommend everyone to work with Michael and his team and insist on working with Laura, Michael’s loan processor’ whom without her diligence, our loan probably would’ve been delayed.

Together they are an amazing team.
Response from the owner:Thank you so much Daniel! You were extremely helpful in making this possible!! Looking forward to working with you many more times!
Ray S.
Best in the business...never would use anyone else. Professional and knowledgeable. Honest and informative.
Response from the owner:Thank You Ray! You were very helpful, responsive and super easy to work with. Cant wait for our next deal!!
geoffrey B.
michael was great. his entire team worked seamlessly together to get me funding in record time. a straight up and honest guy, hard to find in todays world. 100% would do business with him again.
Ryan M.
Michael is a winner! Work with him and he’ll for sure do his best to help you and your client close no matter how harsh circumstance becomes. My client now gets to keep his home because of a HardMoney loan. On to the next deal!
Response from the owner:Thank you Ryan. Was a fun one to work on and I appreciate you thinking of me!
Brett H.
Amazing Experience w/ Michael. Very professional Speedy & detailed. Delivered on time & was very great with communication and process.
Response from the owner:Thank you Brett! Can't wait to do more deals with you!!
Sean C.
I had the pleasure of working with Michael to secure a loan for our home. He was able to gather our information, and close, record, and fund the loan within 10 days! the process was the least painful loan process I've experienced. The timing was perfect, we needed the good news and the great experience. Thanks again Michael we really appreciate it.
Response from the owner:Sean, thank you so juch!! Was a true pleasure to work with you. You made me look good! Looking forward to working with you again!!!
John B.
Michael is a pleasure to work with. He strives to make sure every aspect of the lending process is made clear and works hard to make sure things get taken care of ASAP.
Taylor S.
Michael gets it done! If there is a deal that has any obstacles, like one I was recently working, Michael is a true deal saver. Highly recommend.
Response from the owner:Thank you Talyor! This will be the first of many to come!
Levi D.
Absolutely the best lender I have worked with thus far. Straightforward, efficient and personable. I will only be using this lender from now on!
Response from the owner:Thank you so so much. It was great meeting with you and I hope this is the first of many deals we do together!!
Emily M.
We had a wonderful experience with Michael Iuculano. The process for our loan was only about 2 weeks start to finish. They found us the perfect lender for our project with terms that were agreeable to all parties. He was super responsive to all of our questions and understood what we needed from the beginning. We will definitely be working with him again!
Response from the owner:Emily, thank you so much to you and Luke. I am ecstatic to have been able to do this deal for you and very much looking forward to being your go to Guy!!
Jacque M.
Michael was amazing! He closed my transaction in three and a half weeks without any hiccups. Diane Chamberlin, his assistant, was also extremely helpful and expedited the process. I would highly recommend!
Response from the owner:Thank you Jacque, it was a pleasure working with you and glad to have been able to help!
Greg L.
Easy process and quick turnaround. Mike and his team made it easy.
Response from the owner:Greg, Thank you so much for the opportunity to help your clients! We look forward to working with you again soon!
Osiel A.
Tim D.
All I have to say is that Mike is well known and I’ve worked with him in the past, as well. He will get it done. In this case we had 48 hours. He got it out and signed in 24 hours, from the time I brought it to him. Saved customers house. Fantastic job, Mike.
Response from the owner:Tim, we appreciate working with you again and as always. You made it very easy and we are delighted with the result!
David R.
I read Michael's ad in a home buying magazine and after having two other loan "order takers" just give up, I decided to give him a call. Best thing I could have done. Working with Michael is such a great relief because he gets that not every loan is some "cookie cutter, fit the formula" type of transaction. He takes the time to ask questions and find out what the goal of the loan is. In my case it was to unlock equity in other properties so I could better leverage my rentals. Michael had the knowledge and contacts to get my loan completed, and offered a few different solutions .

Michael's assistant Lara made sure everything got done right, and on time. She is great to work with, and responded quickly to any question I had. Together they make a great team and I look forward to working with them in the future.
Response from the owner:David, thank you so much for your reply. We loved working with you and you were extremely prompt and responsive so it's certainly made it easier and faster. We are looking forward to working with you again soon!
Sean M.
Michael Luculano and his team are nothing short of miracle workers in making a complex deal easy.

My wife and I were recently visiting Scottsdale for her birthday and had decided to look at a few homes. Nothing immediate, just getting ideas for the future. Then on the last day we run into the perfect new construction home, only problem is we weren't prepared to buy. Most of our long-term funding was tied up in our home back in Oregon and to complicate things further, the seller had another cash offer on the table and a ridiculously fast 3 week closing requirement to secure the property.

So, we took a leap of faith and called Hard Money Lenders with Barrett Financial and got Michael on the phone. That quickly took us from an impossible deal to closing on our new home in record time. Michael clearly communicated all the terms and numbers up front. And being such a rapid deal with a large amount of escrow on the line, he personally checked in with us daily.

We have worked with a lot of great people in the real estate and mortgage industries for over 30 years and have to say that Michael is one of the top professionals we have ever met. A true expert in mortgage and bridge loans / private lending. Even better, it was clear to us every day that Michael truly cares about his clients. Best phone call we could have ever made.

Thank you, Michael and Lara, for helping us make this North Scottsdale dream a reality!
Response from the owner:Sean, it was an honor to get the opportunity to work with you. I take my clients very seriously and it was awesome to work with you on this and earn the right to share in your joy. You were very responsive to all my calls and you were definitely a contributor in the outcome. I appreciate this opportunity immensely and welcome to Arizona!
Steven S.
I had a great experience working with Michael. He was quick, communicative, and professional. The whole process was easy and I got my funding very fast.
Response from the owner:Steven, we appreciate you so much. You were amazing to work with and super responsive. Thank you so much for the business and the trust! We look forward to working with you again soon!
Cindy D.
Excellent service! Michael was able to close our loan at a lower interest rate than originally quoted, as an added benefit to the already pleasant experience of working with Michael & his team. We closed ahead of time, no suprises, no drama, just positive results. The professional, dedicated staff was impressive as well. For positive results, this should be your mortgage choice.
Response from the owner:Cindy, it was an absolute pleasure to work with you and you certainly made it easier by being so thorough. Thank you so much and we hope to work with you again soon!
Darlene L.
Mike was so very helpful in getting a loan for my new house! THANK YOU!

Tips for Refinancing Inherited Property to Buy Out Heirs

When someone inherits property, issues may arise when one heir wants to keep ownership, but others want to sell the interest they have in the inherited property for cash. The person who opts to keep the property inherited may not have enough cash on hand to pay the other heirs or siblings, so they have to pursue an option to refinance the inherited property. A hard money lender who can provide home equity loans for inherited property is usually the easiest and fastest solution to increase cash and make it possible to buy out other heirs.

The process of refinancing an inherited property usually can’t be done by a more traditional lender such as credit unions and banks. In many cases, the title to inherited property is usually in the name of the estate or trust. Since the title of the actual property isn’t in the name of the person borrowing the money, receiving a mortgage on the inherited property from the bank or credit union is extremely challenging. Banks typically are not interested in refinancing property that has several heirs.

The most viable solution to this issue is to work with a hard money lender who fully understands how heirs should refinance inherited property to buy out other heirs. Before opting to refinance the inherited property, all the heirs have to agree on the existing value of the property and determine the total amount of cash that each heir will receive as their portion.

With an experienced direct hard money lender, Barrett Financial Group has the ability to provide heirs with a home equity loan on real estate. This type of loan actually goes by several names. You may hear of it as inheritance property refinance loans, inheritance loans, estate inheritance loans, trust loans, estate loans, probate real estate loans, probate estate loans, and probate loans. These types of loans all offer heirs a cash out refinance for inherited property.

A hard money lender can refinance all types of inherited property and provide a loan directly to the estate or trust while having the heir take on the loan. Then the proceeds of the loan are distributed to the heirs that are receiving the buy out when they sell their share of the property that was inherited. When the inherited property is refinanced is finished, the owner/borrower will transfer the title of the property into their name and apply for bank loans to get a longer loan term and a lower interest rate.

Comparing Times When Inherited Loans are Needed

Being able to inherit a house or other real estate that has no mortgage is the ideal situation as it offers bigger equity distributions for all the heirs. If heirs happen to inherit a property that has an existing mortgage, then the mortgage has to be paid off first. This is the case unless the heirs only have to have a small second loan behind the first one. The total amount of equity available to the heirs will be reduced based on the balance of the current loan.

When it comes to hard money loans for any purpose, our team at Barrett Financial Group can help you. We offer a wide array of loan opportunities to ensure that everyone can get the money they want and need for an affordable rate. Make sure to contact our team if you are in any of these situations. We can help you with a viable loan solution that will meet your needs and get you the necessary funding in a timely and efficient manner.

Why Choose Hard Money Lenders AZ?

Contact Us for More Information

If you are interested in using our services, then reach out to us today. Our team will help ensure you get the funds you need for the investment you want to make. Be sure to read our terms and requirements to minimize the issues related to securing a loan. Our goal is to help make this process easy and hassle free for any borrower, regardless of the property, price, or location. Learn more by contacting us today. We are here to help you with any real estate need that you may have.

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