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News & Articles

Stay up-to-date with the latest news and information from HMLAZ.

Defaulting On A Hard Money Loan?

A hard money loan can be the best way to start investing in property. A hard money loan is backed with the value of the investment property — and it’s often used by house flippers, wholesalers, and more.  But what happens if you default on a hard money loan? How ...
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When Is It Time To Sell A Rental Property?

You’re thinking about selling your rental property. But is it time? You’re right to be hesitant. Every investment has hard times. It’s not always wise to drop an investment too quickly. Let’s take a look at when you might want to sell a rental property. You Can Make a Lot ...
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House Flipping? What Is The 70% Rule?

In house flipping, you may have heard of the 70% rule. Or you might just be wondering about how much you should invest in your next property. The 70% rule isn’t a hard-and-fast rule, but it’s excellent guidance. What is the 70% Rule? In short, you should never invest more ...
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A Smart Move: Real Estate Investing

Investing your money is all about striking a balance between risk and reward. One of the best ways to protect the money you put into your investments is to diversify where that money is going. There are a lot of misconceptions about investing in real estate. People often consider real ...
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Condos: Are They Worth the Investment?

Purchasing real estate is one of the largest financial decisions one can make in your lifetime. If you are considering purchasing a condo, you will need to consider the pros and cons of the investment. We have put together some of the pros and cons to consider before investing in ...
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Why You Should Be Purchasing Real Estate with a Hard Money Loan

[av_textblock size=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” font_color=” color=” id=” custom_class=” template_class=” av_uid=’av-ksrwt1j1′ sc_version=’1.0′ admin_preview_bg=”] There are a lot of reasons why a bank mortgage might not be available for you. If you’re buying an even slightly risky investment property, if you already have a high debt-to-income ratio, or if your credit ...
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Reality vs. TV Shows: Fix & Flips

Reality fixes and flip TV shows have given the real estate investment industry a boost. However, what you see on reality TV shows isn’t exactly what you could expect in reality. Understanding the differences will help you decide if this type of venture is right for you. How Easy Is ...
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Extending vs. Refinancing Your Hard Money Loan

Also referred to as a bridge loan or a fix-and-flip loan, hard money loans are essential for short-term real estate projects. Whether an individual or business is seeking to establish an effective fix-and-flip business, they will need to understand how to deal with their loans as they mature. Most hard ...
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